Insurance Blog
Car insurance guides, company comparisons, how-to-apply walkthroughs, and travel insurance tips for nomads and expats.
How Car Insurance Actually Works in the United States
There's no federal minimum for car insurance in the US — each state sets its own rules. Here's what actually varies, and what doesn't, state by state.
UK Car Insurance: MOT, No Claims Bonus, and What Actually Moves Your Premium
Third-party cover is a legal minimum in the UK, but MOT status, your No Claims Discount, and telematics all shape what you actually pay. Here's how it fits together.
Australian Car Insurance: CTP Green Slips and What They Don't Cover
Every state requires Compulsory Third Party cover, but it works differently depending where you live — and it covers far less than most drivers assume.
Why ACC Doesn't Cover Your Car in New Zealand (And Why You Still Need Insurance)
New Zealand's no-fault ACC scheme covers injury from car accidents — but not your vehicle. Car insurance is legally optional here, which trips a lot of people up.
Car Insurance in South Africa: The RAF Myth and the Real Cost of Going Uninsured
Car insurance isn't legally mandatory in South Africa, and the Road Accident Fund covers less than most drivers think. Here's what's actually at stake.
Car Insurance in Malaysia: NCD, PIAM, and the Move Away From Fixed Pricing
Malaysia's motor insurance market changed significantly after detariffication. Here's how No Claim Discount, mandatory cover, and pricing actually work now.
Car Insurance in the Philippines: CTPL, Comprehensive Cover, and LTO Rules
CTPL is required to register a vehicle in the Philippines, but its coverage is minimal. Here's what it actually pays for, and why comprehensive matters given local flood risk.
Car Insurance in Nigeria: NAICOM Rules and the Fake Policy Problem
Third-party insurance is mandatory in Nigeria, but fraudulent policies remain widespread. Here's how NAICOM's verification system works, and what to check before you buy.
Car Insurance in Kenya: IRA Regulation, Third-Party Rules, and PSV Requirements
Kenya requires at least third-party motor cover for every vehicle, with stricter rules for public service vehicles. Here's how the IRA-regulated market actually works.
Car Insurance in Mexico: CNSF Rules and What US Drivers Need to Know
Car insurance isn't mandatory nationwide in Mexico, but several states require it — and US insurance typically won't cover you south of the border at all.